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Renters Insurance in Glendale and Phoenix, AZ

If you rent your home, you can help protect yourself and your belongings with renters insurance. Renters insurance is a form of property insurance that may help cover personal property losses and protect against liability claims.

What Does Renters Insurance Cover?

Renters insurance typically includes the following three coverage components:

1. Personal possessions coverage may help replace or repair possessions damaged due to a covered event, such as theft or fire.

2. Liability protection coverage may help cover lawsuits for bodily injury or property damage for which you or your family members are responsible. Your policy may also include no-fault medical coverage, which can help pay for medical bills if someone is injured on your property, no matter who is at fault.

3. Additional living expenses coverage may help if you cannot live in your home temporarily due to a covered incident, such as a burst pipe.

When Should I Get Renters Insurance?

When you find a place to rent, it is time to get renters insurance. You will need your new address to get coverage. You may also need to provide additional information, such as the residence’s safety features, fire protection and location. You can also date the policy to begin once you move in, so you aren’t paying for it before you need it. You may also be required to show proof of insurance to your landlord, which may also impact when you need to obtain renters insurance.

Average Renters Insurance Cost

Renters insurance is typically a relatively inexpensive policy with an average cost of $15 a month. Some factors that determine the cost of renters insurance include the coverage and the limits you choose, insurance requirements as stated in your lease, where your home is located and any additional risks that may exist in your home.

Renters Insurance Quote in Phoenix

If you need more information about renters insurance, contact Ayala Insurance Services. We make getting a quote, purchasing and managing your policy easy.

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