Commercial Auto Insurance in Glendale, AZ

If your business owns vehicles, it needs commercial auto insurance. Policies may pay for vehicle damage, property damage and injuries following wrecks, as well as losses related to theft, vandalism and other hazards. All in all, commercial auto coverage can provide valuable support when your business faces unexpected vehicle accidents and other challenges.

Although commercial auto insurance policies vary, the coverage they typically offer includes:

• Collision coverage
• Comprehensive coverage
• Liability coverage
• Uninsured/underinsured motorist (UM/UIM) coverage
• Medical payments (Med Pay) coverage

You may also be able to expand policies with other coverages for roadside assistance, rental reimbursement and towing costs. Liability coverage for hired and non-owned autos (e.g., employee-owned vehicles used for business purposes) may also be available. Speak to an Ayala agent about how you can adapt your policy to meet your needs.

In Arizona, business-owned vehicles will likely be required to carry commercial auto insurance. Coverage requirements can vary, so ask your agent for more information about mandatory coverage.

Numerous factors may influence the cost of your commercial auto policy. Ayala Insurance understands that you want to get affordable protection, and we may be able to help. Speak to one of our agents to learn more.

Whether you own a single company vehicle or a commercial fleet, Ayala Insurance makes it easy for your Arizona business to get commercial auto insurance. Call us at 602-277-1900 or request your free quote now.

Commercial auto insurance can cover personal use of a business vehicle, but it depends on the policy’s specific terms. Some policies include limited personal use provisions. To avoid gaps in protection, it’s essential to clarify usage with your insurer and consider adding endorsements or maintaining separate personal coverage if needed.

Anyone who uses a vehicle for business purposes beyond commuting, such as transporting goods, visiting job sites or carrying passengers for a fee, typically needs commercial auto insurance. This includes small business owners, contractors, delivery drivers and employees operating company vehicles or using their cars for work-related tasks. Personal auto insurance alone is usually insufficient if a vehicle is owned by a business or used regularly for commercial activities.