{"id":2691,"date":"2018-03-15T10:00:00","date_gmt":"2018-03-15T15:00:00","guid":{"rendered":"http:\/\/ayala-insurance-service.one.zysites.com\/blog\/why-your-business-needs-certificates-of-insurance\/"},"modified":"2018-03-15T10:00:00","modified_gmt":"2018-03-15T15:00:00","slug":"why-your-business-needs-certificates-of-insurance","status":"publish","type":"post","link":"https:\/\/www.ayalainsurance.com\/es\/blog\/why-your-business-needs-certificates-of-insurance\/","title":{"rendered":"Why Your Business Needs Certificates of Insurance"},"content":{"rendered":"<p><span id=\"litH1\" style=\"text-align: left;font-family: Helvetica, Arial, sans-serif, 'Ubuntu';font-size: 20px;color: #363636;line-height: 24px;font-weight: 600\">Why Your Business Needs Certificates of Insurance<\/span><\/p>\n<p>        <span id=\"litContent\" style=\"text-align: left;font-family: Helvetica, Arial, sans-serif, 'Ubuntu';font-size: 14px;color: #808080;line-height: 24px;font-weight: 400\"><\/p>\n<p>Your small business insurance needs a very specific companion: the certificate of insurance. It\u2019s a valuable business insurance tool, and it\u2019ll keep you safe when working with vendors. Whether you\u2019ve landed a new client, are expanding your business or are simply outsourcing a project, this certificate might save you if liability claims arise.<\/p>\n<p><strong>What is a Certificate of Insurance?<\/strong><\/p>\n<p>A certificate of insurance is a simple document given to you by your insurance company. It verifies that you do, in fact, have business insurance coverage. It also lists a few details about your coverage:<\/p>\n<ul>\n<li>What this coverage accounts for<\/li>\n<li>Who has coverage under the policy<\/li>\n<li>The policy\u2019s effective date<\/li>\n<li>Limit and deductible dollar amounts<\/li>\n<\/ul>\n<p>A certificate of insurance is also called proof of insurance. Clients might ask for proof of your insurance before they work with you. Others might ask for it if they experience a large loss. It\u2019s also needed if a liability claim arises. Let&#8217;s say, for example, you offer software programming services for another client. There&#8217;s always a chance that a mistake might compromise this client&#8217;s project. You\u2019ll likely need to prove that specific liabilities will have insurance coverage.<\/p>\n<p><strong>Why is a Certificate of Insurance Important?<\/strong><\/p>\n<p>If you\u2019re working with external clients, you\u2019ll need to give them proof of your business insurance policy. Plus, you\u2019ll need to let them know you have the right insurance policy. Even if you aren\u2019t asked to show your certificate of insurance, presenting it will benefit you. It simply makes you a reliable provider. It shows you are trustworthy. It also assures each client\u2019s peace of mind.<\/p>\n<p><strong>How Do I Get a Certificate of Insurance?<\/strong><\/p>\n<p>Insurance providers often give policyholders a certificate of insurance when they get covered. If you\u2019ve recently bought insurance, you probably got the certificate. If you didn\u2019t get this certificate, simply contact your provider. This certificate is very important, and you can most likely get it, for free, upon request.<\/p>\n<p><strong>Don\u2019t Wait to Get Your Certificate of Insurance<\/strong><\/p>\n<p>You should pick up your policy\u2019s certificate of insurance as soon as possible. Don\u2019t wait until you\u2019re asked to have it. Instead, have it on-hand. Show it to clients before it\u2019s asked for. Proof of insurance can make the difference between keeping and losing clients. Contact your provider today, and pick up a commercial policy which fits your line of work. Then, when you\u2019re engaging a new client, get ready to show off your certificate of insurance.<\/p>\n<p><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Why Your Business Needs Certificates of Insurance Your small business insurance needs a very specific companion: the certificate of insurance. [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"0","_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_analytify_skip_tracking":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2691","post","type-post","status-publish","format-standard","hentry","category-blog"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.ayalainsurance.com\/es\/wp-json\/wp\/v2\/posts\/2691","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ayalainsurance.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ayalainsurance.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ayalainsurance.com\/es\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ayalainsurance.com\/es\/wp-json\/wp\/v2\/comments?post=2691"}],"version-history":[{"count":0,"href":"https:\/\/www.ayalainsurance.com\/es\/wp-json\/wp\/v2\/posts\/2691\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.ayalainsurance.com\/es\/wp-json\/wp\/v2\/media?parent=2691"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ayalainsurance.com\/es\/wp-json\/wp\/v2\/categories?post=2691"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ayalainsurance.com\/es\/wp-json\/wp\/v2\/tags?post=2691"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}