{"id":1572,"date":"2020-06-11T10:00:00","date_gmt":"2020-06-11T10:00:00","guid":{"rendered":"http:\/\/itcblog.zywaveinternal.wpengine.com\/itc-syndicate\/\/\/\/3-benefits-of-comprehensive-auto-insurance\/"},"modified":"2020-06-11T10:00:00","modified_gmt":"2020-06-11T10:00:00","slug":"3-benefits-of-comprehensive-auto-insurance","status":"publish","type":"post","link":"https:\/\/www.ayalainsurance.com\/es\/blog\/3-benefits-of-comprehensive-auto-insurance\/","title":{"rendered":"3 Benefits of Comprehensive Auto Insurance"},"content":{"rendered":"<p>        <span id=\"litH1\" style=\"text-align: left;font-family: Helvetica, Arial, sans-serif, 'Ubuntu';font-size: 20px;color: #363636;line-height: 24px;font-weight: 600\">3 Benefits of Comprehensive Auto Insurance  <\/span><\/p>\n<p>        <span id=\"litContent\" style=\"text-align: left;font-family: Helvetica, Arial, sans-serif, 'Ubuntu';font-size: 14px;color: #808080;line-height: 24px;font-weight: 400\"><\/p>\n<div class=\"OutlineElement Ltr SCXW191919040 BCX0\" style=\"margin: 0px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr;color: #000000;font-family: 'Segoe UI', 'Segoe UI Web', Arial, Verdana, sans-serif;font-size: 12px\">\n<p class=\"Paragraph SCXW191919040 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW191919040 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW191919040 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">As the name would suggest, comprehensive auto insurance is a relatively high-level form of coverage. It&#8217;s one that will give drivers more protections both on and off the road. If you carry only certain types of coverage, then you may face limited scenarios when you can file a claim. Comprehensive coverage gives you more protection in more situations. We&#8217;ll look at what&nbsp;<\/span><\/span><span data-contrast=\"auto\" class=\"TextRun SCXW191919040 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2 SCXW191919040 BCX0\" style=\"margin: 0px;padding: 0px;background-position: left bottom;border-bottom: 1px solid transparent;background-color: inherit\">this covers<\/span><\/span><span data-contrast=\"auto\" class=\"TextRun SCXW191919040 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW191919040 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">&nbsp;and why it may be beneficial for many drivers.&nbsp;<\/span><\/span><span class=\"EOP SCXW191919040 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><\/p>\n<\/div>\n<div class=\"OutlineElement Ltr SCXW191919040 BCX0\" style=\"margin: 0px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr;color: #000000;font-family: 'Segoe UI', 'Segoe UI Web', Arial, Verdana, sans-serif;font-size: 12px\">\n<p class=\"Paragraph SCXW191919040 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW191919040 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW191919040 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">Incidental Events&nbsp;<\/span><\/span><span class=\"EOP SCXW191919040 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><\/p>\n<\/div>\n<div class=\"OutlineElement Ltr SCXW191919040 BCX0\" style=\"margin: 0px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr;color: #000000;font-family: 'Segoe UI', 'Segoe UI Web', Arial, Verdana, sans-serif;font-size: 12px\">\n<p class=\"Paragraph SCXW191919040 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW191919040 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW191919040 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">If you have liability coverage only, then your insurance will pay for another driver&#8217;s damages if you were at-fault for the accident. If you have only collision insurance, your carrier will also pay for the damages to your vehicle if you have an accident with another driver or object (e.g., mailbox,&nbsp;<\/span><span class=\"NormalTextRun SpellingErrorV2 SCXW191919040 BCX0\" style=\"margin: 0px;padding: 0px;background-position: left bottom;base64,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');border-bottom: 1px solid transparent;background-color: inherit\">etc<\/span><span class=\"NormalTextRun SCXW191919040 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">). But what about if your car gets stolen from your driveway? Or what if you total your car after hitting a deer? Comprehensive coverage insures against these and other things. It essentially covers you for vehicle damage that is not related to a collision.<\/span><\/span><span class=\"EOP SCXW191919040 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><\/p>\n<\/div>\n<div class=\"OutlineElement Ltr SCXW191919040 BCX0\" style=\"margin: 0px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr;color: #000000;font-family: 'Segoe UI', 'Segoe UI Web', Arial, Verdana, sans-serif;font-size: 12px\">\n<p class=\"Paragraph SCXW191919040 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW191919040 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW191919040 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">Weather Events&nbsp;<\/span><\/span><span class=\"EOP SCXW191919040 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><\/p>\n<\/div>\n<div class=\"OutlineElement Ltr SCXW191919040 BCX0\" style=\"margin: 0px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr;color: #000000;font-family: 'Segoe UI', 'Segoe UI Web', Arial, Verdana, sans-serif;font-size: 12px\">\n<p class=\"Paragraph SCXW191919040 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW191919040 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW191919040 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">From hail to floods, the weather can really do a number on your car, especially if you don&#8217;t&#8217; always have a covered place in which to park it. Major events can ruin everything from the finish on the paint to the cloth interior to the engine.&nbsp;<\/span><\/span><span class=\"EOP SCXW191919040 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><\/p>\n<\/div>\n<div class=\"OutlineElement Ltr SCXW191919040 BCX0\" style=\"margin: 0px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr;color: #000000;font-family: 'Segoe UI', 'Segoe UI Web', Arial, Verdana, sans-serif;font-size: 12px\">\n<p class=\"Paragraph SCXW191919040 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW191919040 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW191919040 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">Comprehensive coverage can help you pay for such damage. It will also cover smoke and fire damage. And if you think you live somewhere where this is unlikely to happen, consider the fact that many of the car insurance claims filed for water damage are from low-risk areas. The unfortunate driver didn&#8217;t expect to have a problem, so they forewent coverage, and received a nasty surprise later.<\/span><\/span><span class=\"EOP SCXW191919040 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><\/p>\n<\/div>\n<div class=\"OutlineElement Ltr SCXW191919040 BCX0\" style=\"margin: 0px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr;color: #000000;font-family: 'Segoe UI', 'Segoe UI Web', Arial, Verdana, sans-serif;font-size: 12px\">\n<p class=\"Paragraph SCXW191919040 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW191919040 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW191919040 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">More Peace of Mind&nbsp;<\/span><\/span><span class=\"EOP SCXW191919040 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><\/p>\n<\/div>\n<div class=\"OutlineElement Ltr SCXW191919040 BCX0\" style=\"margin: 0px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr;color: #000000;font-family: 'Segoe UI', 'Segoe UI Web', Arial, Verdana, sans-serif;font-size: 12px\">\n<p class=\"Paragraph SCXW191919040 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW191919040 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW191919040 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">Whether you&#8217;re driving to a high-crime area for a few hours or you can&#8217;t use your garage for the night, you shouldn&#8217;t have to worry about how you&#8217;ll replace&nbsp;<\/span><\/span><span data-contrast=\"auto\" class=\"TextRun SCXW191919040 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2 SCXW191919040 BCX0\" style=\"margin: 0px;padding: 0px;background-position: left bottom;border-bottom: 1px solid transparent;background-color: inherit\">your<\/span><\/span><span data-contrast=\"auto\" class=\"TextRun SCXW191919040 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW191919040 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">&nbsp;should something happen to it. Certain events are reasonably preventable, of course. But others, like an unpredictable deer crossing, don&#8217;t always have a simple solution. Having comprehensive insurance can help you rest easy when plans change. You don&#8217;t have to panic about your vehicle or whether you&#8217;ll be able to file a claim for an event.<\/span><\/span><span class=\"EOP SCXW191919040 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><\/p>\n<\/div>\n<div class=\"OutlineElement Ltr SCXW191919040 BCX0\" style=\"margin: 0px;padding: 0px;overflow: visible;cursor: text;clear: both;direction: ltr;color: #000000;font-family: 'Segoe UI', 'Segoe UI Web', Arial, Verdana, sans-serif;font-size: 12px\">\n<p class=\"Paragraph SCXW191919040 BCX0\" style=\"margin-bottom: 0px;padding: 0px;vertical-align: baseline;background-color: transparent;color: windowtext\"><span data-contrast=\"auto\" class=\"TextRun SCXW191919040 BCX0\" xml:lang=\"EN-US\" lang=\"EN-US\" style=\"margin: 0px;padding: 0px;font-size: 11pt;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif;line-height: 19.425px\"><span class=\"NormalTextRun SCXW191919040 BCX0\" style=\"margin: 0px;padding: 0px;background-color: inherit\">There are a variety of ways that you can make driving safer that have nothing to do with comprehensive insurance. Better alarm systems, smarter parking strategies, and defensive driving can go a long way. But if you don&#8217;t want to take chances, comprehensive auto insurance is often your best bet to ensure that you don&#8217;t end up in a lose-lose situation.<\/span><\/span><span class=\"EOP SCXW191919040 BCX0\" data-ccp-props=\"{'201341983':0,'335559739':160,'335559740':259}\" style=\"margin: 0px;padding: 0px;font-size: 11pt;line-height: 19.425px;font-family: Calibri, Calibri_EmbeddedFont, Calibri_MSFontService, sans-serif\">&nbsp;<\/span><\/p>\n<\/div>\n<p><\/span><\/p>\n<div id=\"pnlSource\" style=\"margin-top: 20px\">\n<table border=\"0\" cellpadding=\"0\" cellspacing=\"0\" align=\"left\">\n<tbody>\n<tr>\n<td width=\"auto\" align=\"center\" height=\"40\" bgcolor=\"#d52728\" style=\"padding-left: 20px;padding-right: 20px;font-family: Helvetica, Arial, sans-serif, 'Ubuntu';color: #ffffff;font-weight: 400\">\n\t\t\t<a href=\"#\" style=\"color: #ffffff;font-size: 16px;text-decoration: none;line-height: 34px;width: 100%\">SOURCE<\/a><\/p>\n<\/td>\n<td width=\"10px\"><\/td>\n<td width=\"auto\" align=\"center\" height=\"40\" bgcolor=\"#999999\" style=\"padding-left: 20px;padding-right: 20px;font-family: Helvetica, Arial, sans-serif, 'Ubuntu';color: #ffffff;font-weight: 400\">\n      <a id=\"lnkSource\" style=\"color: #ffffff;font-size: 16px;text-decoration: none;line-height: 34px;width: 100%\">INSURANCE TECHNOLOGIES CORPORATION<\/a>\n\t\t<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>3 Benefits of Comprehensive Auto Insurance As the name would suggest, comprehensive auto insurance is a relatively high-level form of [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":null,"_seopress_titles_title":"","_seopress_titles_desc":"","_seopress_robots_index":"","_analytify_skip_tracking":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1572","post","type-post","status-publish","format-standard","hentry","category-blog"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.ayalainsurance.com\/es\/wp-json\/wp\/v2\/posts\/1572","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ayalainsurance.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ayalainsurance.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ayalainsurance.com\/es\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ayalainsurance.com\/es\/wp-json\/wp\/v2\/comments?post=1572"}],"version-history":[{"count":0,"href":"https:\/\/www.ayalainsurance.com\/es\/wp-json\/wp\/v2\/posts\/1572\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.ayalainsurance.com\/es\/wp-json\/wp\/v2\/media?parent=1572"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ayalainsurance.com\/es\/wp-json\/wp\/v2\/categories?post=1572"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ayalainsurance.com\/es\/wp-json\/wp\/v2\/tags?post=1572"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}